Did you know Amazon offers mattress financing with no interest or credit check? If you’re shopping for mattresses or bedding on Amazon, you’ll be happy to know that you can finance a mattress so you get low monthly payments.
Amazon offers competitive prices, excellent customer service and a hassle-free return policy. They also have a huge selection of bed in a box mattresses to choose from, in different price ranges and types. Plus, who doesn’t love fast and free Amazon Prime shipping?!?
When it’s time for a new bed, you know it. Well, now there’s yet another reason to shop for your mattress and other items at Amazon: you can now pay for your new bed in 5 interest-free monthly installments! That’s right, you can purchase a new mattress and everything you need to go with it. That includes an adjustable base, sheets, comforter, pillows or any other qualifying item and pay for it in monthly payments – completely interest-free. Best of all it doesn’t require a credit check.
Not every item Amazon sells qualifies (although this value mattress brand often does ) but I’m going to show you how to find the ones that do! I appreciate it if you shop through my links as it helps support my site.
You can find the mattresses that qualify – it will tell you on the item description page. If there is financing offered, it will clearly state what you monthly payment will be should you finance your bed. Like in this example:
Here’s the catch. Not every customer will qualify for the monthly payments plan. According to Amazon, here are the terms and conditions for monthly payments:
1 – You must be a resident of the United States.
2 – Your Amazon.com account must have been active for at least one year.
3 – You must have a valid credit card or debit card associated with your Amazon.com account.
4 – You must have a good payment history on Amazon.com.
Most U.S. residents or Amazon shoppers can easily qualify.
To take advantage of Amazon’s monthly payments offer simply shop as you normally do by checking out the mattress and bedding categories. Then, look for items with the Monthly Payments purchasing option. It will break down what your exact payment will be. Find the Amazon mattresses you can buy now and pay later on this page. Just click on the kind of mattress you’re looking for and start shopping.
Bottom line: If you’re in the market for a new mattress or bedding, you can now purchase what you need and pay for it in five monthly installments. AND, you won’t even have to pay any interest or submit to a credit check!
Tip: Did you know Amazon will text you when your order has shipped and text you again when it’s been delivered? Go here to set it up. Now you will know exactly when you’ll get your new mattress so you can be home. I bet you can’t wait! It’s also handy if you’re buying a gift or something that you don’t want anyone in the household to see. We won’t tell if you sometimes hide your Amazon purchases from your spouse!
Tip: You spent a lot on your mattress and you’ll probably have it for many years. So be sure to protect your bed – buy a waterproof mattress protector so your mattress will last as long as possible (even if it’s not financed).
Tip: Save 3% on everything you buy with the Amazon Rewards Visa Signature Card. You need to be a Prime member. If you’re not already part of Amazon Prime you can click here to sign up for an Amazon Prime membership.
If you prefer not to get another credit card, you can still save 2% on your order by using a reloadable gift card. Simply put the money onto the card first and then shop. You’ll save an additional 2% when you reload a gift card balance with your checking account.
Amazon financing is available for many items, not just mattresses. It’s one of the perks of being an Amazon Prime member that no one talks about but can save you big $$.