Is your baby ready for a big kid bed? Here are the best options for a toddler mattress if you want to finance it. That means that you can get your mattress sent to you right away but pay it off with lower more affordable monthly payments.

Toddler Bed Size: Most toddler beds are 27″ wide x 52″ long. It’s the same as a crib mattress. However, if you need a larger mattress, you can get a twin or twin XL. Note we may earn a commission when you shop through our links.

5 Buy Now Pay Later Toddler Mattresses

1. Wayfair toddler beds – this online retailer has the most options when it comes to toddler beds. Choose from a wide variety of price ranges and kinds of beds. Be sure to check out the toddler bed frames if you need a frame. See below for more info how Wayfair financing works.
2. Amazon – who doesn’t love fast shipping and a large selection? To learn more how to save 3% and finance a toddler mattress on Amazon with no interest and no credit check needed, click here.
3. 5 Little Monkeys – this is a darling brand made especially for little kids. However, they don’t carry crib size, just twin. To pay later, just select PayPal at checkout and use the PayPal Credit option. If you qualify PayPal Credit offers no interest if paid in full in 6 months. Each mattress comes with a waterproof mattress cover and pillow.
4. Newton Baby Mattress – the Newton mattress is breathable and washable. Payments are as low as $13.85/month for the standard mattress and checking won’t affect your credit score. Be sure to get an extra cover for when one is in the wash if your child is still in diapers or potty training.
5. Avocado Green Toddler Mattress – if you’re looking for a nontoxic, organic mattress for your baby or toddler, this is the green standard. New this month! Financing is 0% APR or as low as $76/month with Affirm. Made in the USA and has a full 25 year warranty. While the most expensive mattress on our list, it is dual sided. One side is for an infant and is more firm. The other side is softer and is for toddlers.

Wayfair has their own financing. Currently they have two methods to choose from: the Wayfair card, and Wayfair Financing. With the Wayfair card, purchases over $500 can be financed for 12 months at 0% interest. It will require a credit check to qualify for the card. For Wayfair Financing, you will need to add an item into your cart. During the checkout, you will be able to select Wayfair Financing as a payment option and go through the application process to see which offer you qualify for.

We always recommend a toddler size waterproof mattress protector to go with your mattress. It will keep spills and stains away and prolong the life of your bed (especially important if you’re going to pass it to another child once yours grows out of the bed).

Toddler Side of the Avocado Green Toddler Mattress

Toddler bed featured with teddy bear on it is the Tempur-Pedic toddler bed which is carried by Wayfair.

DreamCloud mattress is unique in the top has tufting that forms small clouds or squares. However, that recently changed.

The new version of DreamCloud doesn’t have tufting. Instead it’s a quilted euro top style. It looks a lot like the Nectar cover, but it has the same color and pattern as before. While it looks more formal and elegant, some people didn’t like the tufting design because their arms or legs went to the seams of the pillow top.

The left side is before – you can see how high the pillows are. The right side shows the more quilted, flatter design. The color is the same (the photos are taken in different light).

The next change is in the firmness. Overall, Dreamcloud was more firm than the name suggests. Instead of being on the firmer side of medium, you’ll now sink in more. This change puts Dreamcloud in the medium range.

You can read more about the exact changes with the construction below. But first, here are 9 quick facts about DreamCloud…as usual there are affiliate links in this post and we may earn a commission if you shop through our links.

DreamCloud Mattress 2.0 Changes

Removing latex, changing the cover to eliminate tufting and how the trial period works are notable changes. Photos to be forthcoming.

• Less layers – going from an 8 layer bed to 6 layers.
• No longer offer a twin size (only a twin xl).
• No more tufting, instead the cover will be quilted but the Euro top is still 1.5″ thick.
• Took cashmere out of the cover.
• No longer has latex.
• The only memory foam is on the third layer – 1.5″.
• 365-Night Trial is now a risk free trial that officially begins 30 days after the date of the delivery (rather than immediately). Studies show that it takes 30-60 days to adjust to a new mattress.
• Prices start at $999 for a queen. Financing is available so you have a low monthly payment. You’ll know if you qualify for 0% interest within minutes when you apply through their website. Check current prices here.

As always, to avoid voiding your warranty do not cause physical damage to your mattress. Tears, burns, stains, cuts or liquid damages will void your warranty so be sure to get a mattress protector. You buy cases for your phone, as a rule if it costs more than you could easily pay to replace it, it’s

9 Facts about the DreamCloud Mattress

Here’s a quick look at the DreamCloud bed

1. The DreamCloud is a hybrid mattress made with memory foam, polyfoam and springs.
2. Features a luxurious 15 inches depth.
3. Has a 1.5″ Euro top – similar to a pillow top but stitched right in to the top layer of the mattress so it’s flush with the edge. Read more about how this helps you sleep here.
4. DreamCloud changed to be of a true medium, rather than a medium firm. You’ll sink in a bit more.
5. Offers White Glove Service. That means, for an additional $149, your new bed is delivered, set up and you have the option to have your existing bed removed.
6. Has handles on the sides for easier moving/shifting of bed.
7. A king size DreamCloud weighs 123 lbs.
8. Comes with a super long 365-night sleep trial. So that means you can return it within a year for just about any reason and get a 100% refund (see their restrictions).
9. Offers financing through Affirm so you can get your bed now but pay as you go.
10. Has a lifetime warranty.

Save $200 on a DreamCloud

As always, you can pay extra for white glove delivery service where they’ll set up your new mattress (no lifting for you).

best to pay the extra money to protect your investment. It will prolong the life and performance of your purchase.

Over 230 lbs or Pregnant? Or if you just like a more firm feel, check out HeroBed. It’s a new mattress that will not only solve your sleep issues, but it has a good cause too.

Be sure to keep reading because we have an incredible HeroBed discount code for you.

HeroBed Mattress Review

Before we get into the details, know that most of the reviews (pre Sept 2019) are for a different mattress by the same name that has since gone out of business. So if you see other HeroBed reviews, just know that the only one you can buy now is the one that looks like this:

Mattress provided for purposes of this review and we may earn a commission if you shop through our links.

It comes in a duffle bag like this which is much easier to move compared to a box. It has handles on each side and unzips at the top.

HeroBed Mattress Commercial

HeroBed has a really funny commercial where they test their bed against other popular online mattresses in a box brands. They have a line of real pregnant people and dads who just look like they are. But after sleeping on it I get it. It’s really quite supportive and something you need if you don’t want back pain when you’re pregnant.

At first I was totally confused why HeroBed started out their ad with pregnant women. But after sleeping on it, I get it. This mattress is more supportive than average. Really anyone who’s heavier will appreciate that extra support.

HeroBed Layers

Here’s Pablo describing what a HeroBed is made of:

2 inches of HeroFoam

1 inch of Talalay Latex

Pocketed coils

A base foam layer for support

The bed is a total of 12 inches deep.

So with 3 layers of foam between you and the pocketed coils, you have cushioning but feel the more firm coils.

Mattress Mattress Vending Machine

I got to go to the factory in Utah where the HeroBed is made. While there, I got to meet Pablo, one of the owners. He started a retail mattress store in Utah that’s been very successful and has multiple locations. Then he saw the “bed in the box” trend and wanted to focus on that market.

Best mattress for heavy back sleepers?

Fact: The #1 reason people return a bed is that it’s too firm

Fact: firmness is subjective. For example, I think HeroBed is medium firm while someone else thinks might think it’s firm. Even two people from the same family can disagree! On this mattress, I found it more firm than most bed in a box brands.

Firmness comes down to the level of sinkage. You might love the feel of sinking into your bed, but find it too hot and almost impossible to move around once it warms up.

HeroBed is ideal for people who like or need a more firm bed. It has that lying on the mattress feel. So if you weigh 230 lbs or more AND you sleep on your stomach or back this mattress is great.

Heavier sleepers need additional support. With softer beds, you’ll sink through the softer layers more than someone who is lighter. Memory foam is known for being difficult to move around on and it gets warm with body heat. These issues are more pronounced in heavier sleepers.

This mattress is the best fit for back sleepers or combination (people who move around a lot).

HeroBed Cost and Coupon Code for $400 Off

If you’re interested in a HeroBed, we have the best deal for you! Use code UNBOX at www.herobed.com and they’ll take $400 off! That’s a crazy discount – the best we’ve seen so far. However, Pablo said it’s just for the first 10 people to buy. After that, we’re not sure how much your discount will be (but you’ll still get one).

The price for a queen before the discount is $1299. But Herobed use our code UNBOX and it’s just $1,119.

I Want to Save $400

HeroBed Mattress Trial and Warranty

HeroBed lets you try their mattress for 180 nights and if it’s not for you, return it for a full refund. It has a 15 year warranty.

The Cause: Why It’s Called The HeroBed

Now why is this called a HeroBed? It’s because when you buy a hero, you help everyday heros get a bed. For every 2 beds sold they donate 1 bed to charity.

But this is more than a marketing gimmick. It’s a commitment to help our own heroes. Your cheap mattress from China isn’t helping people who need a bed is it??

HeroBed covers come in 3 different colors. The bottom part is either gray, blue or pink. It may be the world’s first pink mattress! I think I’d buy one just for that reason. But each color represents a type of charity who gets the donation.

Pink – goes to support cancer research
Blue – for military and veterans
Gray – children’s care

I Wanna Be a Hero!

HeroBed carries Malouf mattress protectors. It’s a good idea to get one. Anytime you buy a new bed, buy a mattress protector too. It’ll extend your bed’s life and it’s a lot easier than washing a mattress. Plus it helps extend the life of your mattress. If liquid, food or other substances get inside the foam it can create bacteria and degrade the foam faster.

Why Get 2 Twin XL Mattresses Instead of a King

If you sleep with someone else, it’s much better to buy 2 twin XLs as we’ve explained below. If you’ve tried it this way, you will never go back to a king mattress again. And you’ll wish hotels had this option!

Here’s how: get a mattress topper to go over both of your twin mattresses. You won’t even notice the center seam down the middle. It will feel like one bed. Except for the fact that your mattress won’t get the sag and your partner’s movements during the night will not be nearly as annoying (keeping you awake). Plus when they get out of bed to go to the bathroom, you will sleep right through it.

But you’ll still be sleeping in the same room (ok, we can’t stop snoring, except suggest an adjustable bed).

Plus when you move, turn and flip on your bed, it’s much easier with 2 twins. This will save you from getting a hernia trying to rotate and\or flip a king. There are affiliate links in this post – thanks for shopping through our links.

Split King Sheets

Get twin XL fitted sheets and a king size sheet for the top and use king size blankets to feel more like you’re sharing one bed. Or don’t because you don’t want to share the covers! But do get a king size duvet so that the bed looks well made. Or, save the hassle and your cash and get these highly rated split king sheets in bamboo or microfiber fabric.

Bestselling Twin XL Mattresses

Two twin XL mattresses make up a regular king size mattress. You can buy one king size frame and put the mattresses side by side. That helps it feel like one bed but doesn’t have the drawbacks.

Best Price Mattress 10″Casper Sleep Foam Mattress, Twin XL 12″Layla Sleep Copper Infused Memory Foam Twin XL MattressMattress by tulo, Pick your Comfort Level, Medium Twin XL Size 10 Inch Bed in a Box, Great for Sleep and Balance Between Soft and FirmLeesa Luxury Hybrid 11Lull – Memory Foam Mattress | 3 Layers of Premium Memory Foam, Therapeutic Support, Breathable for Ideal Temperature, 100 Night Trial, and 10-Year WarrantyNectar TwinXL Mattress + 2 Pillows Included – Gel Memory Foam – CertiPUR-US Certified Foams – 180 Night Home Trial – Forever WarrantyWELLSVILLE 14″TwinXLMattressPurple Queen Mattress | Hyper-Elastic Polymer Bed – Cooler and More Supportive Than Memory Foam

The #1 reason a mattress you buy online is returned is because of comfort. Either your mattress is too soft or it’s too firm. And most people say the mattress is too firm. Also note that pain is a top reason – however, that’s so broad that it’s tough to know just what caused the pain or what kind of pain.

#1 Reason People Return a Mattress

This chart from Sleep Like the Dead shows that too firm is the most common complaint.  It’s far more common for people to think that a bed is too firm than too soft. Our experience talking to customers backs this up.

Remember that online, people can return a bed for almost any reason. People might say they’re returning it because it’s too firm but really they had some unexpected bills and want their money back. Or, they don’t really want to say why. There’s no fee or penalty so you don’t have to justify your reason.

I’ve slept on many beds and am the first to acknowledge that firmness is subjective. Even reading through Consumer Reports ratings it seems like firmness on beds I know well doesn’t match up. I’m certain Purple mattress isn’t a 4/10 (with 10 being the most soft). It’s more of a 5 or 6. To make things more confusing, a company might advertise a comfort level that doesn’t match the actual feel. So a model called firm might actually be quite soft and vice versa.

Here are 3 brands that seem like they’d be soft, but are actually quite firm. If you like a firm bed, we highly recommend them. They’re all excellent mattresses. Just don’t buy them if you’re expecting to sink into your bed. You won’t very much. However, these mattresses provide a lot of support. And, you won’t get stuck in your mattress and overheat during the night!

These are hybrids, which means they have a combination of foam and springs.

Top 3 Firm Beds

These are unexpectedly firm. In other words, you think they’re going to be softer than they are. Note that we use affiliate links below and could earn a commission when you shop through our links. 

Awara (firmest of all)

If you like the idea of a more green or natural mattress, Awara fits. It features natural and organic latex along with coils. However, you also need to like a firm bed because it doesn’t have a lot of give. I give it an 8/10.

Price for a King: $1,199

Visit Website

DreamCloud

DreamCloud mattress has tufting and pillowy clouds on the top layer. There are handles on the sides to help you maneuver the mattress on your frame. However, your thoughts of sleeping on a cloud are not really accurate.

This bed is quite firm. I give it a 7/10.

Price for a King: $1,199

Visit Website

HeroBed

At first you think the new HeroBed is going to be soft, but sleep on it very long and you’ll discover it’s more firm. You can choose the charity your mattress supports and get the corresponding color. Covers are either gray, dark blue or pink. It’s about a 7/10 for firmness.

Price for a King:  $1599 – but you can take $400 off with code UNBOX, making it $1,199.

Visit Website

Amazingly enough, they are all the same price!

Which one should you choose? Narrow it down by features and budget. Then do a sleep test. That’s a huge advantage of buying online. You have several months to test to see what you think. If it doesn’t work, return it for a full refund and try the next one on your list.

Have you returned a mattress? What was the reason? Also comment below if you’ve slept on one of these 3 mattresses – did you find them quite firm too?

Nectar Sleep had a good year last year.

While Nectar was not the #1 fastest growing online mattress retailer in 2018, the company’s growth was higher than the other top 4 brands. By a long shot. According to Furniture Today, “Nectar posted a stunning 468% sales gain in 2018, to $250 million.” Can you imagine? What an incredible growth rate! They’ve got to be celebrating that victory.

Interestingly enough, Nectar has just one model of mattress. All foam. No lux version, no hybrid, just the original Nectar. Instead, they have completely different brands to address other market segments (i.e., DreamCloud and Awara).

How does the overall growth in boxed brand sales compare to traditional mattress retailers? “In 2016 the Top 15 bedding e-tailers were up almost 103%. In 2017 that group had a growth rate of 66%. And now we know the Top 15 had a 41% growth rate in 2018.” While traditional retailers grew growth for the Top 25 traditional bedding retailers was just 2.1% in 2018.

Note there are affiliate links in this post and Unbox Mattress may earn a commission should you shop through our links.

Nectar Mattress is a 10 inch deep memory foam and foam mattress with a quilted memory foam cover. It is medium firm and has the longest trial period of 1 year, plus a forever warranty. That incredible trial and warranty no doubt had an impact on sales.

Nectar offers 0% financing with Affirm so you can sleep on a Nectar now and pay for it in low monthly payments. Always protect your mattress before you sleep on it and to ensure your warranty or possible return is not voided. Nectar makes a quilted mattress protector.

Other mattress retailers by percentage growth include, Amazon, with a 50% increase. Casper, which was up 31%, and Purple which was up 52% last year. Maybe you haven’t considered Amazon or Wayfair as top contenders, but Wayfair sales tied Amazon, at 50% growth.

Bestselling Mattresses on Amazon

What should traditional retailers do when faced with such stiff competition from etailers? Do what Mattress Firm does and come out with your own online bed in a box brand – in their case, tulo. Like the foam mattress brands mentioned above the target market is a younger, value-oriented customer.

Mattress Firm also has enough locations that if you do want to test it out in person you can yet it comes in a box. The way it works is when you click this link Try tulo In-Store at Any Mattress Firm Location it shows locations near you. Then you can go try a tulo and get it in a box if you like it.