Cal King Mattress Size in Inches – How People Get Confused and Order the Wrong One

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A lot of people don’t understand what a cal king bed is. They mistakenly think that a cal king mattress is higher off the ground when in reality a cal king is longer and more narrow than a regular king size mattress. As a result many mattress companies end up with far more returned cal king size mattresses. Customers are ordering and then returning them and costing a lot of extra money in returns and for lost customer satisfaction.

Box bed websites should clearly state the dimensions of a cal king bed at the time of order to make sure people don’t accidentally order the wrong one.

Cal King Mattress Size in Inches

A cal or California king size mattress in inches (the dimensions) are: 72 inches x 84 inches. They’re 72 inches wide and 84 inches in length. That’s 4 inches longer than a regular king. If you’re a tall person that extra length is very important! It’s more rectangular in shape.

A regular king is 76 inches wide by 80 inches in length. Both add up to 156 inches (same amount of material) which is why they’re usually priced the same. It’s almost a square. Two twins make up a king and two twin XLs make up a cal king. An Eastern king is the same as a regular king.

Cal King Mattress Size in InchesWho Should Order a Cal King Bed?

Usually only people over 6 foot 3 inches need a Cal king. Someone who is 6′ 3″ is actually 75 inches tall. A king mattress is 80 inches tall and a Cal king is 84 inches (7 feet!) tall. It you’re tall person sleeping on a regular king, your head may bump against the headboard, your feet may bump against the footboard. When you sleep on your back you’re stretched out more and may touch both the head and foot of the bed! You’ll feel very cramped. So you should get a cal king size bed.

The other perfect customer for a king size bed is someone who’s bedroom is not wide enough to fit a regular king or the space is too tight. Cal kings were named after the state of California. This size of mattress was created because in California they built houses with smaller rooms to save space. So people in California are often familiar with what a cal king is. But outside of California a lot of people don’t know.

In person you can easily tell the difference between a king and a cal king. Online you can’t. You might accidentally order a cal king and then return it when it doesn’t fit your bed frame. We think by putting the dimensions right on the order and making it clear during the ordering process there will be less mistakes made.

Tip for Bed in a Box Mattress Companies

Include the dimensions of the mattress in the checkout process.

Like this:

See how the cal king is obviously 10 inches thick and the only thing that changes is the length and width? This company gives the prices but we recommend adding the dimensions too.

This mattress company doesn’t have the dimensions and likely has a higher return rate on California king size beds.

Split California King Adjustable Bed with Mattress

Cal kings do come in split cal kings too. They are two twins that are 84″ long but no one sells them separately. You have to buy them as a set and people usually get them with an adjustable base. As far as we know there’s no such thing as a california queen size mattress.

Here are some split cal kings adjustable beds.

All boxed brands we’ve seen offer a cal king but not a split cal king. For those, check the Amazon links above.

free mattress trial

Free Mattress Trial – List of Mattresses with 30 Day to 365 Day Trials

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Looking for a new mattress? Bed in a box mattress companies come with sleep trials. Check out table below to compare sleep trials, warranties and learn more about online mattresses you want to try. We include pet beds, crib mattresses and the top online brands that offer a mattress trial so you can sleep on your bed in your own home for a set number of nights. Should you not like the bed, you can get a complete refund.

Free Mattress Trial

To make it easy to compare, we put together this table of mattresses that have a free trial period. These are the top mattress brands that are sold online. Most are latex and/or foam but there are a few memory foam mattresses also.


Mattress Brand Name Trial Period Payment Plan Options Warranty Options
Purple mattress – Unique top layer of stretchy polymer cradles your pressure points for the best night’s sleep. Also carries a pet bed. TOP PICK. 100 days Get as low as ZERO% for 6 months, flexible monthly payments, no hidden fees. 10 year warranty
Nectar Mattress – a premium feel mattress with memory foam with the longest free trial ever – 1 year! 365 day free trial 6 months no interest or credit check required. Forever Warranty. For the life of the mattress for the original owner
Idle Mattress – 2 sided flippable luxury mattress. 120 Days Financing through Klarna. Lifetime warranty
Eight Sleep -memory foam and smart tracking beds, including a bed that heats/cools with coils filled with water embedded into the foam. 100 Night Trial Financing available through Affirm. 10 years
Bear Mattress -Smart beds that have sensors embedded that will warm your mattress to your taste along with apps that track your sleep. 100 Night Trial 0% APR with if you qualify.
10 years
Brentwood Home Bed -Smart beds that have sensors embedded that will warm your mattress to your taste along with apps that track your sleep. 1 Year Sleep Trial Financing available through Affirm. 25 years
Tuft and Needle – This is a universally comfortable mattress. Now available in the Mint too. 100 Night Trial No payment plans are offered. They accept credit cards though. 10 year warranty
Casper –  Supportive memory foam and a springy comfort layer come together to create one perfect sleep surface. Has all foam, hybrids and a dog bed. 100 Night Trial Financing through Affirm. Pay 0% financing over 6 months. 10 Year Limited Sleep Warranty
Avocado Green Mattress –  Features 100% natural latex rubber, pure JOMA New Zealand Wool, certified organic cotton & up to 1,330 pocketed support coils. No chemical adhesives or toxic fire retardants. 100 Night Trial Financing is available through Affirm. 10 Year Warranty
5 Little Monkeys – organic sleep system for babies and kids. 100 day return policy PayPal Credit and accepts all major credit cards. 15 Year Warranty
Luxi Sleep –  eco-friendly foam mattresses that have air channels for cooling. Adjustable – can change the feel from firm to medium or soft, at any time. Split so you can change the comfort of each side of the bed (great for couples who can’t agree). 100 Night Trial 0% Financing Available with Amazon Pay or PayPal 10 Year Warranty
Loom and Leaf by Saavta. Handcrafted in the USA with premium, eco-friendly 5 lb memory foam. 120 Night Trial 0.00% APR for 6 months if paid in full* 10 Year Warranty
Layla –  memory foam mattress infused with the healing properties of copper. 120 Night Trial Financing through Affirm.  Lifetime Warranty
Ecosa adjustable firmness mattress, 3 in 1 bed. 100 Night Trial ? 15 Year Warranty
Nest Bedding –  luxury mattresses with many options to choose from.  100 Night No Risk Trial 0% financing available through Affirm. See site for details. Lifetime
Hypen Sleep -4 types of advanced temperature control anti-microbial 100 Night  Financing available via Paypal Credit.
No Payments + No Interest for 6 months.
20 Years
Eco Terra Beds – handcrafted with 100% natural latex; individually wrapped, pocketed coils and an organic cotton cover.   100 Night  Financing through Klana. 15 non prorated warranty
Pangea Bed – copper mattress 100% Pure Talalay Latex made in the US 100 Night  0% Financing Available With PayPal Credit. 10 Year
Dream Foam Bedding – Offers various mattresses made of high quality latex foam. Each mattress forms to your body. 120 Night Trial Not applicable. However, prices are reasonable. 10 Year Warranty
Ghost Bed – Experience a new way to sleep with the Ghost Bed. It’s 100% made in the USA and a 5-star rating. 101 Free Trial Pay monthly, no credit required. 20 Year Warranty
Voila Mattress – a hybrid mattress with springs and memory foam available in 3 firmness levels. Superior edge support. .  100 Nights Financing through Affirm.  10 Year Warranty
Amore bed is a 12″ foam/coil hybrid mattress. Comes in medium, soft and firm. For an additional $100 you can split the bed so each has a different level of firmness on each side.  100 Nights  0% financing through Bread Loans  20 Year Warranty
Yoga Bed is a 4-layer gel memory foam bed made in the US. Queen is $699 and comes with two (2) free Memory Foam Pillows.  101 Nights Financing through Affirm  10 Year Warranty
Luma Sleep customizable hybrid Talalay latex mattresses. Offers free one year comfort exchange program with purchase of a Slumber Systems. Also has a 2″ Talalay Latex Mattress Topper.  100 Nights No interest if paid in full within 6 months.  10 Year Warranty
Puffy Mattress softer more plush bed with a Cloud 3″ Memory Foam top. 101 Nights  0% financing through KLARNA  Lifetime
Brooklyn Bedding – founded in 1995 and have made showroom quality mattresses for other brands. Many styles/firmness levels/thicknesses available. 120 Night Trial  Starting at $66 a month with Affirm  10 Year Warranty
Leesa mattress – 10″ all foam mattress.  100 Night Trial  Financing through Affirm  10 Year Full Replacement Limited Warranty
Latex for Less – made with 100% natural latex, organic cotton and pure natural wool. Reversible with 2 firmnesses in 1. 120 Night Trial Klarna financing  20 years
Molecule Mattress – maximize support, comfort and heat dissipation for the best recovery-focused sleep. 100 Night Trial Klarna financing  As long as you own the mattress.
Muse Mattress – 12″ thick and comes in plush, medium and firm foam mattress. 120 Night Trial Klarna financing  10 years
Nuvanna Mattress – made with botanically derived Tencel to sleep cool, soft, absorbent, breathable 100 Night Trial Klarna financing 
10 years
Wink BedsHybrid mattress has the support of coils with the comfort of foam. You can trade in one firmness for another but you pay 50% of the cost. White glove delivery where they set up your bed is an additional $99. Old mattress removal service available for $159. Handmade in Wisconsin. Pillow top to extra firm. 120 Night Trial Lease to own with Zibby. Or 0% APR financing with Bread. Lifetime
Tochta – Choose from their premade beds or create your own custom size or cut. Ideal as an RV mattress or if you need something in a unique shape. Shipped directly from the factory. 100 Night Trial Not stated 10 years
Sweet Zzz Mattress – Made with Talalay latex, wool, and cotton. Nontoxic. In firm and medium soft. Handmade in the USA. 100 Night Trial 0% APR financing Lifetime
Happsy Mattress -100% Certified organic mattress toppers and mattress. Organic cotton, wool and latex with pocketed springs. No glues or adhesives. 120 Night Trial Not stated 20 years
Newton Baby Mattress – waterproof, washable and breathable. This is a unique and safe baby mattress for the crib. The mattress pad sold separately is breathable too (maybe buy 2 so you can wash one and still have a backup).  100 Night Trial Financing with Bread depending on what you qualify for. Instant answer. Up to 24 months. Lifetime (great if you plan to have more than one baby).
Zotto Mattress – 4 layer, hybrid-foam material design, the Zotto offers the bounce/recovery of latex, with the pressure point relief of memory foam. 100 Night Trial Not stated 10 years
Plushbeds – Online luxury mattress manufacturer and retailer, specializing in handcrafted organic and natural latex mattresses. America’s largest online distributor of natural and organic latex mattresses. 100 Night Trial 0.00% APR for 6 or 12 months
if paid in full* through Klarna
25 years
Nolah Mattress – made entirely without memory foam. Air chambers between layers allow airflow to keep this mattress from getting too warm. Comes in 10″ and 12″ . 120 Night Trial 0% for 24 month financing through  Klarna 15 years
Zinus Mattress – known for affordable mattresses, starting at just $150 for a queen. Large selection. Thin mattresses (for bunk beds or camping) and thick alike.  100 Night Trial Not stated 10 years
Tolo Mattress – Mattress Firm’s highly rated bed in a box mattress. Link takes 5% off. Choose from soft, medium or firm. 120 Night Trial Financing through Synchrony Bank/SetPay, 0% APR. 10 years
Yoga Bed is a 4-layer gel memory foam bed made in the US. Queen is $699 and comes with two (2) free Memory Foam Pillows.  101 Nights Financing through Affirm  10 Year Warranty
Keetsa Mattress – fiber is made from recycled plastic bottles. Comes in 100% recyclable boxes printed with water soluble ink, plastic bags are bio-degradable. Hybrids, foam and dog bed available. Can purchase comfort layers to make your mattress softer if needed.  90 Night Trial 0% APR available through Affirm (check site for qualifications) 12 years
Helix Mattress – soft, medium, or firm feel with many options to fit your sleep preference. Take the sleep quiz to find your match. 100 Night Trial Zibby for people with low or no FICO scores. Or Klarna. 10 years
Pacific Coast Feather mattress toppers and feather beds – feather, down alternative and other luxury mattress toppers. Classic brand that’s been around since 1884. None Not stated. 10 years

This list is updated frequently but prices and terms may change. Sleep trial may be different than listed if purchased through Amazon. Warranty details differ by company, check website.

Protect Your Mattress with a Mattress Protector

No matter what mattress you buy it is an investment. Consider how much time you spend sleeping and how important sleep is to your overall health and well being. The best thing you can do to extend the life of your mattress is PROTECT your mattress. Protect it from spills, bacteria, dust mites, etc. before you sleep on it for the first time to prolong the life of your mattress.

If you sleep an average of 8 hours per night, multiply that by 365 days and that equals 2920 hours of sleep a year. In 5 years you will be on that bed for over 14,000 hours!
  • A hypoallergenic and 100% waterproof mattress protector. 30% off discount for all sizes if they would like to purchase our mattress protector with Claim Code: RECCICOVER
  • A mattress frame or adjustable base that can support the weight of your mattress. Or get something fancier like this one instead of box springs. I really like Zinus brand.

Pros of Buying a Mattress Online

    • Can more easily research and compare materials and construction
      No pressure or interaction with salespeople
      Easy to compare prices, no haggling
      Can see customer reviews
      Lots of options
      Don’t have to drive all around
      Value: typically online mattresses range between $600 and $1000

Data from Sleep Like the Dead shows that overall satisfaction levels for bed in a box mattresses and mattresses purchased at a mattress store at about the same – overall, more than 80% of people say they’re satisfied with their purchase after sleeping on their new bed.

And trying out a bed in a mattress store doesn’t mean you’ll automatically find the perfect bed for you right away. Nearly 20% of customers report that the bed they purchased and took home from a mattress store feels different than the one they tried at the store


Casper Wave hybrid

Casper Mattress Introduces New Hybrid Beds + $200 Coupon

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Just in time for Casper’s 5th birthday, Casper just announced two new beds which are both hybrid (foam and springs): the Wave Hybrid and The Casper Hybrid. If you like a thicker more high end mattress, this is for you.

The Casper Hybrid Collection is a new line of mattresses that features premium foam with resilient springs for luxurious comfort and support. After almost five years of R&D, user testing, and the latest sleep science and technology, the company says, they pair “pressure-relieving, contouring foams with durable-yet-gentle springs…” They are the first Casper mattresses to feature springs.

The Hybrid Collection is available in two models — the Casper Hybrid and the Wave Hybrid. Of the two, The Wave is the ultimate because it has a wool cover and perforated foam for increased airflow. Best of all, they’re still priced lower than other showroom type mattresses.

Note that if you shop through our links, we may earn a commission.

Casper Mattress Coupon

Looking for a Casper coupon? We have a good one! Here you go:

Take $200 off a Wave Mattress with code UNBOX

Take $100 off a Casper Mattress with code UNBOX

Valid on Foam and Hybrid collections; not valid on the Essential. Terms apply. Want to get your bed now and pay for it later? You may qualify for a 0% interest financing starting at $65 a month.

Go to Official Website

The Casper Hybrid

Features 4 layers of premium foam and springs:
1.5” Breathable open-cell foam
1.5” Pressure-relieving memory foam
1.5” Zoned SupportTM* layer
7.0” Foundation of durable, pocket coil springs and supportive base foam
Light colored cover
*Zoned SupportTM contours to the hips and shoulders for spinal alignment and pressure relief.

End-to-end springs in the base layer provide edge support.
12” total height (foam and cover)

Casper Mattress Cost

Prices: Twin $850 | Twin XL $915 | Full $1295 | Queen $1495 | King $1895 | California King $1895

See The Casper Hybrid on

Casper Wave hybrid

The Casper Hybrid mattress

The Wave Hybrid

We like that Casper added perforated breathable foam for better airflow. If you’re heavier or sleep too warm most of the time, we recommend The Wave.

5 layers premium foam, gel, and springs:
1.0” Hypersensitive, velvety-soft comfort foam
1.5” Breathable latex foam
1.5” Pressure-relieving memory foam
1.5” High resiliency foam with gel
pods for targeted support
7.0” Foundation of durable, pocket coil springs and supportive base foam
Humidity-fighting, moisture-wicking wool cover sleeps cool.
End-to-end springs with a firm foam perimeter provide enhanced edge support.
13” total height (foam, springs, and wool cover)
Zipper at the top, gray sides

The Wave Hybrid comes with in-home delivery and setup included (Subject to geographic limitations).

Casper Mattress Cost
Twin $1545 | Twin XL $1645 | Full $2245 | Queen $2695 | King $3495 | California King $3495

See The Wave on

Casper hybrid mattress

The Wave Hybrid mattress

Other Casper mattresses include the The Casper, The Casper Wave and The Casper Essential, bringing the total number of mattresses to 5.

Casper Product Line

In addition to the mattresses, Casper carries a long list of products, including:

  • The pillow
  • Nap pillow
  • Cool Supima sheets
  • Weightless cotton sheets
  • Air linen sheets
  • Down duvet
  • Humidity fighting duvet
  • Airy linen quilt
  • Mattress protector
  • Platform bed
  • Headboard
  • Nightstand
  • Adjustable base
  • Adjustable pro
  • Foundation
  • Metal bed frame
  • Dog bed
  • Glow night light


Luma mattress - why we love it

Luma Sleep Bed – The Heavyweight Mattress with 0% Financing

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Luma Sleep makes a bed that we really like. Before we tell you why, here’s some background about Luma. They are a Florida-based mattress manufacturer. It was created with guidance from “The Sleep Doctor,” Michael J. Breus, PhD. They have a lot of options but you should know that it’s a latex based bed and comes in 3 firmness levels. 

The Luma Mattress is a hybrid bed and comes in 3 models, all feature:

  • Mattress and Topper lines are made with 100% natural latex along with foam and pocketed coils
  • Free shipping
  • 100 day free trial
  • 15 year warranty
  • Made in the US
  • High quality mattress
  • A selection of adjustable bed bases

Luma Sleep Bed

3 Reasons to Love the Luma Sleep Bed

1. 0% Financing

This is a premium bed and it’s reasonable but a little higher priced than some other bed in a box brands but with the quality it’s a great value. If you are looking for an affordable monthly payment you can get 0% financing if you pay within 6 months.

Plus, you can get a Luma Mattress discount. Just use code LUMA10 for an additional 10% off (or give your email address on the website for 10% off).

2. Comes in 3 Firmness Levels that Can be Exchanged For Up to a Year!

What you’re going to love is that this bed give you choices. You can choose ‘Plush’ (3.5), ‘Medium Firm’ (6), and ‘Firm’ (7.5). You have up to a year to exchange the top layer to fit your preference too!

We’ve found that addresses the #1 reason people return a mattress – it’s too firm or too soft. Luma addresses this and gives you plenty of time to be sure you have the firmness you sleep best on. And with the exchange you can find the firmness level that fits your preference.

The basic Luma mattress comes is an exception – it just comes in 2 firmness levels. The mattress can be exchanged for the other firmness level for up to a year after purchase.

The Latex Hybrid Slumber System has a 3″ topper can be exchanged for a different firmness level for up to a year after a purchase.

The All-Latex Slumber System includes …a 3″ Talalay latex topper in your choice of 3 firmness levels. The system comes with 2 queen size Talalay latex pillows, a mattress protector and free white glove delivery. The topper can also be exchanged for a different firmness level for a year after a purchase.

3. Luma is a Heavyweight!

You may think of a heavy bed as a negative but it’s actually a plus! It might be harder to move this mattress but here’s why that’s a good thing: weight is a sign of quality. Cheaper beds use light weight foams that aren’t going to last as long.

It might be easier to move a lighter bed but you’ll have to replace it more often. This mattress should last twice as long as most of the top brands you’ve heard of.

Here are some weight and prices to show you what we mean:

Queen Luma mattress weighs 100 lbs. and is $995

Queen Natural Latex Hybrid weighs 135 lbs. and is $1,295

If you just need a top layer:

3″ Talalay Latex Comfort Layer From $375
2″ Talalay Latex Mattress Topper from $300

If you’re in the market for a new mattress, like natural latex and want to buy from a solid company that is transparent, recommended and makes their beds in the US, Luma is a great choice. Combine that with the firmness level exchange, 0% financing and quality, Luma will make even the pickiest sleepers happy.

Eight Pod

New Eight Sleep Mattress Adjusts to Your Body Temperature

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Eight Mattress is already the most high tech mattress we know. Today they announced a new mattress that will automatically adjust to your body temperature. It’s called the Eight Sleep Pod. It’s not a nap pod or something that encloses over you. This high tech mattress uses liquid embedded into the layers to regulate the temperature.

We haven’t seen anything like it!

The company says they used 43 million hours of sleep data, insights from over 30,000 sleepers and says they collaborated with 5 leading sleep researchers to come up with the Pod.

Unbox Mattress may earn a commission on your purchase of a Pod.

Visit Official Website

Eight Sleep Pod

Pod tracks your sleep and learns the right temperature for you. Features personalized temperature regulation on each side of the bed. Temperatures can range between 55° and 115°F so it’s ideal for any climate.

The Pod is the only bed that dynamically adjusts its temperature to be perfect for you all night long. It monitors your sleep patterns, learns your temperature preferences and cools and heats to keep you comfortable.

There are sensors in the 4 layers of foam and it’s a liquid based thermoelectric system.

During the night the bed keeps you at thermoneutral or to your settings. Best of all, if you sleep with someone, both the dynamic temperature and biometric tracking work independently for each side of the bed. That means one side can be cooled (for example, if she has menopausal symptoms such as night sweats) and the other side could be neutral (so he doesn’t freeze while she tries to stay comfortable).

In addition to helping you sleep by getting the temperature just right, the Pod can act as a thermo alarm to wake you up gradually and naturally, without the sound of an alarm. It gradually cools the bed in the morning and can adjust the temperature to help you fall asleep at night.

All smart mattresses Eight sells come with an app to track:

– Sleep Stages
– Heart Rate
– Respiration

Eight uses the data to give you tips to help improve your sleep.

Connects to your smart home through Amazon Echo, Google Home, Nest, and Philips Hue.


Medium firm foam mattress

Sleep Trial

100 days


10 years


Prices start at $1,995. Pre Order only. Reserve with $95 deposit. Shipping begins April 2019. Fast, easy financing is available, including at 0% interest (should you qualify).

Reserve Yours

Ghostbed pillow top mattress

GhostBed Goes High End with New Flex Hybrid Mattress

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GhostBed has a new mattress in their line of memory foam beds. The GhostBed Flex hybrid mattress is a luxurious 13-inch deep mattress with 7 layers, including memory foam, foam and coils. Flex is GhostBed’s third mattress and joins the original GhostBed and GhostBed Luxe.

The GhostBed Flex features a pillow top, is softer than the other two options and is the only bed they sell that has coils. Both the Flex and Luxe are 13-inches deep.

It’s difficult to keep the two models straight, because you’d think the softer, higher end model would be called Luxe, but it’s the Flex.


The Flex is the most plush mattress GhostBed offers and comes in between a 4-5 on a 1-10 scale (with 1 being a marshmallow and 10 being cement).


At the time of writing, a queen Flex Hybrid is $1485, which is $210 above the Luxe.

Read the Amazon Reviews


GhostBed Flex has 7 layers, including 8 1/2” tall individual coils for support.

1. Cooling Topper – GhostBed Flex’s top layer with advanced cooling technology.

2. 1” of Cooling Fiber – A layer of cooling comfort is woven into topper to aid airflow.

3. 1” of Gel Memory Foam

4. 1″ of another type of Gel Memory Foam

5. 1″ of Transition Foam

6. Individually Wrapped & Reinforced 8 1/2” Support Coils

7. 1″ High-Density Support Foam

GhostBed, GhostBed Luxe, and GhostBed Flex are made without ozone depleters; formaldehyde; PBDEs, TDCPP or TCEP (“Tris”) flame retardants; mercury, lead, and other heavy metals; and phthalates. GhostBed products are low VOC emissions for indoor air quality.

Sleep Trial

GhostBed features a 101-night sleep trial. If not completely satisfied, GhostBed will arrange for the return and give a full refund.


20 years

Labor Day Mattress Sales Online 2018

BIG List of Buy Now Pay Later Bed and Mattress

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Can you make payments on mattresses? Yes!

Need a new mattress now but want to pay for it monthly? You can buy online and pay as you go with most brands. They give you a quick answer and many times you won’t be charged interest. Scroll down to see our complete list of buy now pay later beds.

We finance our mobile phone, cars and more, why not our mattress? Sleep is so important to our well-being and health that it makes sense.

Did you know that mattress companies don’t typically make money from financing? It’s simply a way to facilitate a bed purchase.

Be sure to choose accessories such as: adjustable bed or base, pillows, sheets, mattress protector and/or base or anything you need to go with your mattress.

Many boxed mattresses use Affirm for financing. Wonder how Affirm works? We walk you through step by step with screenshots so you can see the process before you commit.

Buy Mattress Lowest Monthly Payments

If you’re simply looking for the lowest monthly payment and you don’t have credit, have low credit, or don’t want your credit report pulled AND want your bed immediately, Helix or Nest is your best option. They make buying a bed within reach for anyone.

Buy Now Pay Later Mattresses

The mattress companies that let you buy now and pay later with online financing options (like Affirm). Here’s our giant list of mattresses and what financing options are available.

We may earn a commission at no cost to you should you shop through our links.

5 Little Monkeys – this is a child’s bed. Can use PayPal to pay which can be connected to your checking account or you can use a credit card.

Agility Beds – no financing program.

Amore Beds (select “other financing” and get 0% interest). Sells hybrid beds.

Avocado Green Mattress 25 year warranty natural beds. Uses Affirm. 0% APR may be available.

Avocado Green Mattress

Awara natural mattress – finance the mattress through Affirm for as low as 0% APR.

Bear Mattress Pay with Affirm and pay back over 6, 12 or 18 months at 0-30%* APR.

Brooklyn Bedding –  Pay over 3, 6 or 12 months with financing rates between 0%-30% APR. Uses Affirm.

Brentwood Home – Uses Affirm. Pay over 3, 6, 12 month with rates as low as 0% APR. Or lower your payment with a 18, 24, or 36 month plan with rates starting at 10% APR. 

Casper (use code UNBOX50 to save $50). Uses Affirm for payments as low as $61/month at 0% APR.*

DreamCloud Uses Affirm and they break it down by monthly payment/bed size upon purchase.

Dreamfoam – Financing through Affirm.

Eco Terra Bed natural latex mattress with dynamic coils – uses Klarna, starts as low as $49/month.

Eight Sleep – smart mattress, financing starts at $39/month with Affirm.

Habitat Furnishings digital air bed (think Sleep Number) – no financing options shown.

Helix Mattress – many options to choose from, including split firmness. Financing through Klarna 0% APR if paid in full within 6 to 12 months. Or Zibby alternative financing for people with low or no FICO scores. No credit required, can be approved for up to $3,500 without looking at your FICO score.

Idle Sleep – luxury 2-sided mattress, 6-12 month financing through Klarna

Hyphen Mattress Financing available via Paypal Credit. No Payments + No Interest for 6 months.

Keetsa Mattress – Uses Affirm. Monthly payments at 0% APR for a term of 3, 6, or 12 months. Pay your monthly bill using a check, debit card, or bank transfer.

Kutson – uses Klarna.

Latex for Less Financing through Klarna for as low as $80/month.

Layla copper infused mattress that’s flippable. 0% financing through Affirm is available if you qualify. Typical rates range from 0-30%.

Linenspa – affordable memory foam mattresses. Comes in full sizes. No financing options listed.

Live and Sleep Mattress uses Klarna. Starts at 0% APR if paid in full within 6 or 12 months*

Loom & Leaf – high end luxury mattress with financing through Klarna.

Luma Sleep – latex mattresses. No Payments + No Interest if paid in full in 6 months on purchases of $99 or more.

Nectar – as low as 0% APR financing for up to 24 months on your purchase. For example, instead of $1,500 up front, pay only $63 a month at 0% APR over 24 months. A down payment may be required.

Nest Bedding – uses both Affirm and Zibby (Zibby offers alternative financing for people with low or no FICO scores).

Newton Baby – Baby mattress that uses Bread financing. Rates range from 5.99% to 29.99% APR.

Nolah – they also use Klarna, starts at 0% APR, pay over 6, 12 or 24 months.

Novosbed – Starts at $88/month with Affirm.

Nuvanna – starts at $49/month for a year.

MettaBed – uses Bread. Pay for your natural bedding products in up to 6 months at 0% APR or up to 3 years at competitive rates.

Molecule Sleep – high end athletic recovery mattress, starts at $61/month with Klarna.

Muse Sleep – comes in soft, medium and firm.  DOES NOT offer financing at this time.

Mvmnt Mattress – high end, ulta luxury recovery mattress with interchangeable layers and high quality materials sourced worldwide. See video of mvmnt mattress delivery. Comes in extra large king size, called the Titan. Call in for financing options.

Pangea Bed Copper-Infused 100% Pure Talalay Latex bed – uses PayPal credit, starts with 0% interest.

PlushBeds natural latex and other beds. Uses Klarna. 0% APR if paid in full within 6 mths on orders $499 to $799.
0% APR if paid in full within 12 mths on orders $799 and higher.

Puffy  – they actually use Klarna who has even better terms than Affirm and it’s a truly plush all foam bed.

Purple 0% APR and payments as low as $85 a month through Affirm.

Saatva – Uses Klarna

Sleep EZ – Uses Affirm. Get a real-time credit decision to split your purchase into monthly payments. Rates from 0% to 30% APR with loans of 3, 6, or 12 month terms. All natural latex beds.

Solay Mattress  starts at $39 a month with (according to website) but when we went to the buy page it had PayPal or Amazon Pay. 

Sweetzzz Mattress – they use Klarna and offer the longest no interest financing we’ve seen, based on total amount spent. Offers several firmness level.

Tulo Mattress – Choose from soft, medium or firm. Can try in store at any Mattress Firm so you can try in person and buy online. They use SetPay that has 0% APR. Queens start at $500 which would be roughly $41.67/month if you choose 12 months or $20.84/month if you choose 24 months.

The Futon Shop – organic futon mattress. Lists monthly cost with each mattress so you can easily see the payment amount. Uses Affirm.

WinkBeds – firmer beds offered, starts at $200/month with Bread financing.

Yassa – Pay over 6, 12 or 18 months. $84.34/mo. based on a purchase price of $1,299.00 at 20% APR for 18 months. Rates from 0–30% APR. Hybrid bed with soft or firm option.

Zinus – economy mattresses and bed frames. Approval is based on a soft credit check and available through Affirm.

Zotto Bed – can pay with PayPal, no financing listed.

Is the Purple Mattress Really That Good? We Break it Down

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A lot of people ask us about the Purple mattress and want to know – Is the Purple mattress really that good? Is it worth all the hype? To us, YES, it really is that good! But we must qualify our review. Keep reading for the must-know facts about Purple beds to help you decide if it’s best for you.

Is the Purple mattress really that good

We analyzed Purple Mattress Reviews on Amazon – Here are our findings 

Of the 1 star reviews, several were hearsay “My cousin said this…”,”I read a report that said …”.  Several mentioned the ‘white powder’ that has been claimed to be bad for you – even though the material used on purple mattresses has been used in hospital grade beds for the past 20 years and the material is food grade. There is bias on both sides.
Back Sleepers 50% reported relief of back pain 1 reported the mattress not being firm enough
Stomach Sleepers 100% positive reviews
Side Sleeper 44% reported pain relief 1 review reported the mattress being too firm
Overall 92% positive reviews


Everyone has a unique sleeping style and preference. We’ve learned that one person’s firm is another person’s too soft. Generally speaking, Purple is in the middle, maybe towards the firm side.


The best question to ask is, do you want your mattress to sink in and feel enveloped by it some? If you love that classic memory foam feel for your bed, Purple won’t be the best fit for you. It has no memory foam. You don’t sink in very much at all.


All Purple mattresses have the comfort grid that you can sort of feel it through the cover (but you’ll stop noticing after a few nights). Overall though the mattress collapses around your shoulders and hips but not everywhere else. Hence, the famous egg test. With a Purple mattress, you can press an egg down onto the mattress and it will be absorbed inside rather than break. Other beds have a solid top layer and the egg pressed onto it would break.

Because your movement is more isolated rather than all of your body sinking in, you can feel a little bit like you’re suspended on the mattress – floating almost.


Purple truly does sleep cool because the grid and design allow for airflow. It’s not a solid surface. All those notches and designs mattress manufacturers use don’t compare to simply having open cells where air can easily pass through. Consumer Reports agrees and named Purple a top pick in their tests. It won’t sleep warm.


We think Purple has exceptional properties for couples who keep each other awake because they shift around and move at night (or get in/out of bed). You’re not going to feel it as much with Purple because the flexible comfort grid is like a shock absorber that prevents movement from travelling through the bed. This is a favorite feature of people who love this bed or pet owners who don’t being woken up at night when their beloved pet moves around.


Purple is a fairly new company still and it’s tough to know. However, we have no body impressions at all after 3 years. This is with 2 people sleeping on Purple, one being over 230 lbs and 6 feet 4 inches tall. The other is around 150 lbs. and 5 feet 8 inches tall.


Again, that’s tough to predict but you’ll spend a lot less on a Purple mattress than comparable brands so you can afford to replace it more often as needed.

Previously the company made the gel used in their mattresses for other applications (in shoes, golf bags, backpacks, etc) and it held up extremely well. So we have reason to believe that a Purple bed will hold up too. Eventually everything breaks down but we hope to get 10 or more years from ours.


Purple (this is for the original) was rated in the top 10 of foam beds. Honestly, we would rate it much higher.

Top bed in a box mattresses


Just like the commercial says, if you don’t want to sink in and overheat while you sleep, you’ll probably like Purple. If you have back pain and other issues like that, Purple is extremely comfortable. If you wake up your partner or if your pet wakes you up at night, you’ll like Purple. The cover zips off and you can wash it (though we highly recommend a mattress protector).

Purple has the original mattress that’s 9.5 inches high and the newer models that vary by which you choose. The newer ones have springs but the original ones don’t.

If you try a Purple you have 100 days to decide what you think. Unless you’re in pain, give it at least a month. It’s a unique feel and it may take some time adjusting to it. If you’re anything like us, you will adjust and end up loving it. If not, they’ll have someone pick it up or you can donate it to charity for a full refund.

mattress dimensions off

Is it Normal For Mattress Sizes To Be Off By a Few Inches?

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Over the past year we’ve seen a few instances of discrepancies in mattress sizes. There are published sizes that the industry goes by, however they do not always conform exactly.

This isn’t only for boxed or newer brands either. Traditional brands can vary by several inches too. It’s considered normal if it’s under 2 inches. If it’s more than that you can request a discount or return the mattress.

Note: there is also some variation in brands and how/where to measure from.

Here’s an example of mattresses that were short (from real life)
60”x80” is the normal size for a queen mattress

Queen bed in a box mattress. Off by 3 inches in length.
60″ x 77 ”

This one was 2 inches off on the width and 3 inches off on the length.
58″ x 77″

Often customers will say, it didn’t fit my frame which is essentially the same thing as saying it’s not the correct size. Some will actually measure the bed.

Also, most frames are made to account for variations. I know this because we have a twin xl mattress on a twin bed frame. The twin xl is 2 inches longer than a standard twin. However, it fits just fine and we can’t tell.

If you buy a platform bed you won’t be able to notice but you can more easily switch between king/cal king, twin/twin xl, etc. or deal with the dimensions being somewhat off.

We reached out to an expert on this topic to ask why this happens and here’s the answer we got:

These are reasons mattress dimensions might not quite matching up to company specs. It can be the result of a number of situations.

  1. The size originally planned for and listed on wasn’t feasible once the prototype was finished. As in they wanted it smaller but found it couldn’t
    be compressed that much.
  2. Manufactures must stay with restrictions imposed by Fed-Ex and or UPS and some try to squeak by but get caught shipping larger.
  3. The box manufacturer doesn’t hit the size exactly but the specs aren’t changed on the sites.
  4. Manufacturers want to make their boxes seem smaller so they incorrectly list the sizes.

From our perspective it’s usually not intentional nor is it consistent. Mattresses from the same brand undergo manufacturing changes (not large enough to tell you). Many times we notice variations – it’s not a standard across the board shorting of width or length of a bed.

When we reached out to a specific brand and they said:

Some fluctuation on the measurements is pretty normal. Depending on how much exactly, and which dimensions are affected it could be considered a warranty issue.

Have you noticed a size discrepancy with your new bed? If so, what did you do about it. Let us know in the comments.

Which Mattresses Sleep The Coolest? Top 4 Consumer Reports Picks

By | Adjustable Bed, Bed in a Box Mattress Review, Bedding, Boxed Pillow Reviews, Gel/other, Hybrid, Mattress, Mattress Sale, Memory Foam, platform beds | No Comments

Consumer Reports recently answered a question that we’ve had for years – what’s the best mattress to sleep cool?

So far we’ve seen a lot of promises but not a lot of performance when it comes to cooling products. Except the Bed Jet which blows cooler air into your bed, we don’t find many cooling products that work.

Even special fabrics or cooling gels haven’t given us great results (but a higher price tag). That goes for pillows, sheets, mattress protectors and mattresses. So rather than a cooling mattress or cooling mattress cover you should focus on finding one that doesn’t sleep hot! In other words, on that’s temperature neutral.

Foam, especially memory foam, softens when it gets warm. Then you sink in, it traps your body heat and the temperature rises. Generally speaking, the softer or more plush or the more memory foam you have, the hotter you’ll sleep. Even people who normally sleep cold will find themselves getting sweaty.

Best Mattress to Sleep Cool?

We know this isn’t a comprehensive test but Consumer Reports came out with a list of the mattresses that trapped the least body heat. One of them is an Unbox Mattress top pick – Purple!

  1. Sleep Number c2 Adjustable Air Mattress
  2. Purple Mattress (the original was tested – the new Purple mattresses should be just as cool or more as they have springs and the breathable polymer layer – read our review.)
  3. Duxiana Dux 1001 Innerspring Mattress
  4. My Green Mattress Natural Escape

As Purple states on their website: Most mattresses don’t breathe. Memory foam, latex, even foam with “cooling” gel beads are hot because there is no place for air to flow.

These materials are either completely solid or have very small airways that allow for little ventilation.

How The Beds Were Tested 

Consumer Reports put a copper plate on a mattress in a temperature-controlled room. “The plate is insulated on all sides except the one that comes in contact with the mattress. Then we run an electrical current through the plate”. Then they measured how much energy the copper plate uses to maintain a temperature of 98.6 degrees Fahrenheit (close to people’s average body temperature).

“If a mattress dissipates heat well, more energy is needed to maintain that temperature, but if the mattress retains heat, less energy is used,” – Consumer Reports 

The 10 hour test looked at how much energy was used.

Beds that Sleep Warmest

Consumer Reports also looked at the worst performers – the mattresses that slept the warmest. Stay away from them if you want to sleep cool! It’s interesting that Sleep Number beds made both lists! That just goes to show that materials used makes a big difference! Also note that no boxed brands made the list (even though boxed brands are usually all foam).

  1. Sleep Number 360 i8 Smart Bed Adjustable Air Mattress
  2. Sleep on Latex Pure Green Firm Foam Mattress
  3. Sleep Innovations’ Marley Foam Mattress
  4. Charles P. Rogers St. Regis Pillowtop Innerspring Mattress

What materials should you avoid if you want to sleep cool? Foam.

“You’re more likely to sleep warm on a foam mattress, compared with a hybrid innerspring, which we define as several inches of foam layers over metal springs. Despite having a layer of cooling gel foam, a larger percentage of foam models still retain warmth.”

Is your mattress too hot? It might be time to switch. Let us know if you’ve ever found a cooling mattress that works!