In previous articles we highlighted mattresses that have a full year trial. There are at least 4. In this post you’ll learn about a mattress with an even longer sleep trial — 18 months. Yes, you get an entire year and a half to decide what you think. The name of the mattress? Idle Sleep! Note that we may earn a commission when you shop through our links.
Idle Sleep Mattresses Have an 18 Month Sleep Trial!
Idle Sleep mattress is a higher end luxury mattress that comes in 4 models, including hybrids and a latex model.
Each Idle mattress is 14 inches deep and several are flippable which means you can sleep on either side and choose the firmness you want.
Comes with a full 18 month sleep trial.
Has a lifetime warranty.
You can finance your mattress, so you can get your mattress now for a low monthly payment. Idle uses Affirm financing which starts at 0% interest for 6 or 12 months.
Choose from all of the standard sizes: twin, twin XL, full, queen, king and California king. In addition, they’re one of a few companies that offers a split king which is perfect for couples who can’t agree – you can have one side softer and one more firm so you’re both happy!
There’s an optional white glove delivery for an additional $149. They’ll set up your bed for you and take away your old mattress. Since these are heavy beds, it’s probably a good idea unless you have some help. For $29 more they’ll remove a second piece of furniture, such as a box spring. However, this option does add 1-2 weeks onto delivery.
If you can’t wait or just need a mattress removed without set up, we highly recommend this mattress removal service for about $83 for a queen (instant quotes available). That way you won’t slow down your delivery waiting to coordinate the delivery and pick up. You can usually book online for next day pick up.
Lifetime ownership warranty! Idle is one of the few mattresses that offers this generous warranty. They guarantee IDLE for as long as you own the mattress.
Idle Mattress Coupon
When you purchase through our link you will get 30% OFF + Two FREE Pillows when you buy an Idle mattress.
You buy a mattress online and it comes with a return window, usually called the sleep trial. Your sleep trial can be anywhere from 30 days to a year or even an 18 month sleep trial. During that time you can return your mattress and get a refund for just about any reason. Often they’ll try to save the sale by offering a mattress topper or other remedy to see if you like the mattress more. Some require a certain number of nights before you can return a bed, as it can take a month or two to adjust to the feel of a different mattress than you’re used to.
But just what you need to do to get your mattress returned so you can get your refund, depends on the mattress company and their policy. In most cases you need to show proof (a receipt) that the mattress was picked up or dropped off by an approved partner.
Retuning your mattress can be a pain but it doesn’t have to be. Two companies that are known for making returns easy are Tuft & Needle and Puffy.
There are affiliate links in this article and we may earn a commission when you shop through our links.
What Happens to Mattress Returns?
If your mattress isn’t the dream you hoped it would be, your journey to return it and get a refund has just begun. But, what do they do with returned mattresses? They can’t be recompressed and shipped back. Here’s what happens to the mattresses when a customer invokes the 100-day guarantee (or however many days you have), and sends it back.
Donate your Mattress to a Charity.
This is the best option if you want to do some good with your mattress return. However, your mattress should be in like new condition, as most charities don’t have large facilities or the ability to clean them thoroughly. Some mattress companies work directly with a charity and others leave it up to you to find one. Depending on where you live this might be challenging. Charities may also have limited staff and ability to get your mattress fast. As there is considerable effort and cost to get, transport, store and protect each mattress, they might resell your mattress to help recoup costs.
Get it Picked up by a Junk Removal Company.
The sooner you return your mattress, the faster you get your refund. So what if you need your bed picked up asap and you don’t have a way to drop it off? Sometimes you just need it gone fast. Junk removal companies like Load Up will come and get it for you. LoadUp is a nationwide full-service junk removal and hauling company specializing in guaranteed upfront pricing online and dedicated customer support.
Where to Dispose of Mattress Near Me
Best of all you can get a price check and availability online so you can find someone near by to come get your mattress. Load Up is 20% cheaper than other junk companies, guaranteed. A lot of mattress companies use them. They can even take away your old bed.
If you’re lucky enough to live near a mattress recycling center, you can take your mattress there. There’s usually a fee to do drop off or more if they come and pick it up (assuming they offer that service). Unfortunately, in a lot of states there aren’t that many options and it may be too far or cumbersome to recycle your mattress (you may spend more energy to get it there than it saves).
Company Lets you Find Someone to Give Your Bed to.
Some mattress companies let you find a person to donate your mattress to. You can put an ad on Craigslist, on Classifieds sites or otherwise located someone in need. This is more work on your part but it could also mean a free mattress to someone else. You do have to do the work to find and get the mattress to the next person though. Mattresses are so personal that there’s no one right one for everyone. And it may take some trial and error to get the right one for you.
A For Profit Company Picks Up Your Mattress.
Whether you choose to donate, recycle, or have a junk removal business get your mattress, you’ll get a receipt. Or you otherwise have to prove that you followed the instructions. Then the normal wait time is 30 days to get your refund processed. The amount of work it takes to complete your return varies widely, depending on the mattress company you bought your mattress from. Be sure to look at the policy before you buy. One of the advantages to buying a mattress online is that you can actually sleep on the bed for weeks to make sure it’s the right fit for you. There are usually no fees or expenses involved (the company incurs the cost of the return).
Your turn. We’d love to know what your experience was like when you returned a mattress. Please let us know in the comments.
Have you returned a mattress? What brand was it? What did the mattress company ask you to do to get your refund? How satisfied were you with the process?
Is your baby ready for a big kid bed? Here are the best options for a toddler mattress if you want to finance it. That means that you can get your mattress sent to you right away but pay it off with lower more affordable monthly payments.
Toddler Bed Size: Most toddler beds are 27″ wide x 52″ long. It’s the same as a crib mattress. However, if you need a larger mattress, you can get a twin or twin XL. Note we may earn a commission when you shop through our links.
5 Buy Now Pay Later Toddler Mattresses
Wayfair toddler beds – this online retailer has the most options when it comes to toddler beds. Choose from a wide variety of price ranges and kinds of beds. Be sure to check out the toddler bed frames if you need a frame. See below for more info how Wayfair financing works.
Amazon – who doesn’t love fast shipping and a large selection? To learn more how to save 3% and finance a toddler mattress on Amazon with no interest and no credit check needed, click here.
5 Little Monkeys – this is a darling brand made especially for little kids. However, they don’t carry crib size, just twin. To pay later, just select PayPal at checkout and use the PayPal Credit option. If you qualify PayPal Credit offers no interest if paid in full in 6 months. Each mattress comes with a waterproof mattress cover and pillow.
Newton Baby Mattress – the Newton mattress is breathable and washable. Payments are as low as $13.85/month for the standard mattress and checking won’t affect your credit score. Be sure to get an extra cover for when one is in the wash if your child is still in diapers or potty training.
Avocado Green Toddler Mattress – if you’re looking for a nontoxic, organic mattress for your baby or toddler, this is the green standard. New this month! Financing is 0% APR or as low as $76/month with Affirm. Made in the USA and has a full 25 year warranty. While the most expensive mattress on our list, it is dual sided. One side is for an infant and is more firm. The other side is softer and is for toddlers.
Wayfair has their own financing. Currently they have two methods to choose from: the Wayfair card, and Wayfair Financing. With the Wayfair card, purchases over $500 can be financed for 12 months at 0% interest. It will require a credit check to qualify for the card. For Wayfair Financing, you will need to add an item into your cart. During the checkout, you will be able to select Wayfair Financing as a payment option and go through the application process to see which offer you qualify for.
We always recommend a toddler size waterproof mattress protector to go with your mattress. It will keep spills and stains away and prolong the life of your bed (especially important if you’re going to pass it to another child once yours grows out of the bed).
Toddler Side of the Avocado Green Toddler Mattress
DreamCloud mattress is unique in the top has tufting that forms small clouds or squares. However, that recently changed.
The new version of DreamCloud doesn’t have tufting. Instead it’s a quilted euro top style. It looks a lot like the Nectar cover, but it has the same color and pattern as before. While it looks more formal and elegant, some people didn’t like the tufting design because their arms or legs went to the seams of the pillow top.
The left side is before – you can see how high the pillows are. The right side shows the more quilted, flatter design. The color is the same (the photos are taken in different light).
The next change is in the firmness. Overall, Dreamcloud was more firm than the name suggests. Instead of being on the firmer side of medium, you’ll now sink in more. This change puts Dreamcloud in the medium range.
You can read more about the exact changes with the construction below. But first, here are 9 quick facts about DreamCloud…as usual there are affiliate links in this post and we may earn a commission if you shop through our links.
DreamCloud Mattress 2.0 Changes
Removing latex, changing the cover to eliminate tufting and how the trial period works are notable changes. Photos to be forthcoming.
Less layers – going from an 8 layer bed to 6 layers.
No longer offer a twin size (only a twin xl).
No more tufting, instead the cover will be quilted but the Euro top is still 1.5″ thick.
Took cashmere out of the cover.
No longer has latex.
The only memory foam is on the third layer – 1.5″.
365-Night Trial is now a risk free trial that officially begins 30 days after the date of the delivery (rather than immediately). Studies show that it takes 30-60 days to adjust to a new mattress.
Prices start at $999 for a queen. Financing is available so you have a low monthly payment. You’ll know if you qualify for 0% interest within minutes when you apply through their website. Check current prices here.
As always, to avoid voiding your warranty do not cause physical damage to your mattress. Tears, burns, stains, cuts or liquid damages will void your warranty so be sure to get a mattress protector. You buy cases for your phone, as a rule if it costs more than you could easily pay to replace it, it’s
9 Facts about the DreamCloud Mattress
Here’s a quick look at the DreamCloud bed
The DreamCloud is a hybrid mattress made with memory foam, polyfoam and springs.
Features a luxurious 15 inches depth.
Has a 1.5″ Euro top – similar to a pillow top but stitched right in to the top layer of the mattress so it’s flush with the edge. Read more about how this helps you sleep here.
DreamCloud changed to be of a true medium, rather than a medium firm. You’ll sink in a bit more.
Offers White Glove Service. That means, for an additional $149, your new bed is delivered, set up and you have the option to have your existing bed removed.
Has handles on the sides for easier moving/shifting of bed.
A king size DreamCloud weighs 123 lbs.
Comes with a super long 365-night sleep trial. So that means you can return it within a year for just about any reason and get a 100% refund (see their restrictions).
Offers financing through Affirm so you can get your bed now but pay as you go.
Over 230 lbs or Pregnant? Or if you just like a more firm feel, check out HeroBed. It’s a new mattress that will not only solve your sleep issues, but it has a good cause too.
Be sure to keep reading because we have an incredible HeroBed discount code for you.
HeroBed Mattress Review
Before we get into the details, know that most of the reviews (pre Sept 2019) are for a different mattress by the same name that has since gone out of business. So if you see other HeroBed reviews, just know that the only one you can buy now is the one that looks like this:
Mattress provided for purposes of this review and we may earn a commission if you shop through our links.
It comes in a duffle bag like this which is much easier to move compared to a box. It has handles on each side and unzips at the top.
HeroBed Mattress Commercial
HeroBed has a really funny commercial where they test their bed against other popular online mattresses in a box brands. They have a line of real pregnant people and dads who just look like they are. But after sleeping on it I get it. It’s really quite supportive and something you need if you don’t want back pain when you’re pregnant.
At first I was totally confused why HeroBed started out their ad with pregnant women. But after sleeping on it, I get it. This mattress is more supportive than average. Really anyone who’s heavier will appreciate that extra support.
Here’s Pablo describing what a HeroBed is made of:
2 inches of HeroFoam
1 inch of Talalay Latex
A base foam layer for support
The bed is a total of 12 inches deep.
So with 3 layers of foam between you and the pocketed coils, you have cushioning but feel the more firm coils.
Mattress Mattress Vending Machine
I got to go to the factory in Utah where the HeroBed is made. While there, I got to meet Pablo, one of the owners. He started a retail mattress store in Utah that’s been very successful and has multiple locations. Then he saw the “bed in the box” trend and wanted to focus on that market.
Best mattress for heavy back sleepers?
Fact: The #1 reason people return a bed is that it’s too firm
Fact: firmness is subjective. For example, I think HeroBed is medium firm while someone else thinks might think it’s firm. Even two people from the same family can disagree! On this mattress, I found it more firm than most bed in a box brands.
Firmness comes down to the level of sinkage. You might love the feel of sinking into your bed, but find it too hot and almost impossible to move around once it warms up.
HeroBed is ideal for people who like or need a more firm bed. It has that lying on the mattress feel. So if you weigh 230 lbs or more AND you sleep on your stomach or back this mattress is great.
Heavier sleepers need additional support. With softer beds, you’ll sink through the softer layers more than someone who is lighter. Memory foam is known for being difficult to move around on and it gets warm with body heat. These issues are more pronounced in heavier sleepers.
This mattress is the best fit for back sleepers or combination (people who move around a lot).
HeroBed Cost and Coupon Code for $400 Off
If you’re interested in a HeroBed, we have the best deal for you! Use code UNBOX at www.herobed.com and they’ll take $400 off! That’s a crazy discount – the best we’ve seen so far. However, Pablo said it’s just for the first 10 people to buy. After that, we’re not sure how much your discount will be (but you’ll still get one).
The price for a queen before the discount is $1299. But Herobed use our code UNBOX and it’s just $1,119.
HeroBed lets you try their mattress for 180 nights and if it’s not for you, return it for a full refund. It has a 15 year warranty.
The Cause: Why It’s Called The HeroBed
Now why is this called a HeroBed? It’s because when you buy a hero, you help everyday heros get a bed. For every 2 beds sold they donate 1 bed to charity.
But this is more than a marketing gimmick. It’s a commitment to help our own heroes. Your cheap mattress from China isn’t helping people who need a bed is it??
HeroBed covers come in 3 different colors. The bottom part is either gray, blue or pink. It may be the world’s first pink mattress! I think I’d buy one just for that reason. But each color represents a type of charity who gets the donation.
Pink – goes to support cancer research
Blue – for military and veterans
Gray – children’s care
HeroBed carries Malouf mattress protectors. It’s a good idea to get one. Anytime you buy a new bed, buy a mattress protector too. It’ll extend your bed’s life and it’s a lot easier than washing a mattress. Plus it helps extend the life of your mattress. If liquid, food or other substances get inside the foam it can create bacteria and degrade the foam faster.
If you sleep with someone else, it’s much better to buy 2 twin XLs as we’ve explained below. If you’ve tried it this way, you will never go back to a king mattress again. And you’ll wish hotels had this option!
Here’s how: get a mattress topper to go over both of your twin mattresses. You won’t even notice the center seam down the middle. It will feel like one bed. Except for the fact that your mattress won’t get the sag and your partner’s movements during the night will not be nearly as annoying (keeping you awake). Plus when they get out of bed to go to the bathroom, you will sleep right through it.
But you’ll still be sleeping in the same room (ok, we can’t stop snoring, except suggest an adjustable bed).
Plus when you move, turn and flip on your bed, it’s much easier with 2 twins. This will save you from getting a hernia trying to rotate and\or flip a king. There are affiliate links in this post – thanks for shopping through our links.
Split King Sheets
Get twin XL fitted sheets and a king size sheet for the top and use king size blankets to feel more like you’re sharing one bed. Or don’t because you don’t want to share the covers! But do get a king size duvet so that the bed looks well made. Or, save the hassle and your cash and get these highly rated split king sheets in bamboo or microfiber fabric.
Bestselling Twin XL Mattresses
Two twin XL mattresses make up a regular king size mattress. You can buy one king size frame and put the mattresses side by side. That helps it feel like one bed but doesn’t have the drawbacks.
The #1 reason a mattress you buy online is returned is because of comfort. Either your mattress is too soft or it’s too firm. And most people say the mattress is too firm. Also note that pain is a top reason – however, that’s so broad that it’s tough to know just what caused the pain or what kind of pain.
#1 Reason People Return a Mattress
This chart from Sleep Like the Dead shows that too firm is the most common complaint. It’s far more common for people to think that a bed is too firm than too soft. Our experience talking to customers backs this up.
Remember that online, people can return a bed for almost any reason. People might say they’re returning it because it’s too firm but really they had some unexpected bills and want their money back. Or, they don’t really want to say why. There’s no fee or penalty so you don’t have to justify your reason.
I’ve slept on many beds and am the first to acknowledge that firmness is subjective. Even reading through Consumer Reports ratings it seems like firmness on beds I know well doesn’t match up. I’m certain Purple mattress isn’t a 4/10 (with 10 being the most soft). It’s more of a 5 or 6. To make things more confusing, a company might advertise a comfort level that doesn’t match the actual feel. So a model called firm might actually be quite soft and vice versa.
Here are 3 brands that seem like they’d be soft, but are actually quite firm. If you like a firm bed, we highly recommend them. They’re all excellent mattresses. Just don’t buy them if you’re expecting to sink into your bed. You won’t very much. However, these mattresses provide a lot of support. And, you won’t get stuck in your mattress and overheat during the night!
These are hybrids, which means they have a combination of foam and springs.
Top 3 Firm Beds
These are unexpectedly firm. In other words, you think they’re going to be softer than they are. Note that we use affiliate links below and could earn a commission when you shop through our links.
Awara (firmest of all)
If you like the idea of a more green or natural mattress, Awara fits. It features natural and organic latex along with coils. However, you also need to like a firm bed because it doesn’t have a lot of give. I give it an 8/10.
DreamCloud mattress has tufting and pillowy clouds on the top layer. There are handles on the sides to help you maneuver the mattress on your frame. However, your thoughts of sleeping on a cloud are not really accurate.
At first you think the new HeroBed is going to be soft, but sleep on it very long and you’ll discover it’s more firm. You can choose the charity your mattress supports and get the corresponding color. Covers are either gray, dark blue or pink. It’s about a 7/10 for firmness.
Price for a King: $1599 – but you can take $400 off with code UNBOX, making it $1,199.
Which one should you choose? Narrow it down by features and budget. Then do a sleep test. That’s a huge advantage of buying online. You have several months to test to see what you think. If it doesn’t work, return it for a full refund and try the next one on your list.
Have you returned a mattress? What was the reason? Also comment below if you’ve slept on one of these 3 mattresses – did you find them quite firm too?
While Nectar was not the #1 fastest growing online mattress retailer in 2018, the company’s growth was higher than the other top 4 brands. By a long shot. According to Furniture Today, “Nectar posted a stunning 468% sales gain in 2018, to $250 million.” Can you imagine? What an incredible growth rate! They’ve got to be celebrating that victory.
Interestingly enough, Nectar has just one model of mattress. All foam. No lux version, no hybrid, just the original Nectar. Instead, they have completely different brands to address other market segments (i.e., DreamCloud and Awara).
How does the overall growth in boxed brand sales compare to traditional mattress retailers? “In 2016 the Top 15 bedding e-tailers were up almost 103%. In 2017 that group had a growth rate of 66%. And now we know the Top 15 had a 41% growth rate in 2018.” While traditional retailers grew growth for the Top 25 traditional bedding retailers was just 2.1% in 2018.
Note there are affiliate links in this post and Unbox Mattress may earn a commission should you shop through our links.
Nectar Mattress is a 10 inch deep memory foam and foam mattress with a quilted memory foam cover. It is medium firm and has the longest trial period of 1 year, plus a forever warranty. That incredible trial and warranty no doubt had an impact on sales.
Nectar offers 0% financing with Affirm so you can sleep on a Nectar now and pay for it in low monthly payments. Always protect your mattress before you sleep on it and to ensure your warranty or possible return is not voided. Nectar makes a quilted mattress protector.
Other mattress retailers by percentage growth include, Amazon, with a 50% increase. Casper, which was up 31%, and Purple which was up 52% last year. Maybe you haven’t considered Amazon or Wayfair as top contenders, but Wayfair sales tied Amazon, at 50% growth.
What should traditional retailers do when faced with such stiff competition from etailers? Do what Mattress Firm does and come out with your own online bed in a box brand – in their case, tulo. Like the foam mattress brands mentioned above the target market is a younger, value-oriented customer.
Mattress Firm also has enough locations that if you do want to test it out in person you can yet it comes in a box. The way it works is when you click this link Try tulo In-Store at Any Mattress Firm Location it shows locations near you. Then you can go try a tulo and get it in a box if you like it.
Someone asked a question recently. She was looking for a firm mattress less than a foot thick. And she wanted it to be all foam, not a hybrid. Most brands sold online that come in firm are 12 inches thick or more. In addition, she’s on a budget and didn’t want to spend over $300. So we went looking for a lower profile mattress that fit her request and boy did we find one!
Note that there are affiliate links in this post.
7 Inches Deep Firm Mattress
This isn’t a brand we’re very familiar with but it’s called Dreamfoam Bedding, which is owned by Brooklyn Bedding (which we’ve heard of). The model is called Doze. It comes in a 7 inch, 9 inch or 11 inch. However, only the 7 inch is firm. The 9 inch is medium and the 11 inch is medium soft. So they get more plush as you add inches to the height of the bed.
You can use these shorter mattresses on bunk beds, trundle beds and more.
Price of Doze 7 Inch Mattress
Doze comes with a 120 day trial and a 10 year warranty. Best of all you can’t beat the price! And it’s not from China either – it’s made in the USA. It’s not a luxury bed but ideal for kids, RVs, guest rooms and more. A queen 7 inch mattress is just $174! And financing starts at a low $15/month. Amazingly enough shipping is free.
Unlike most mattresses, Doze doesn’t come in a king or cal king. Rather, it comes in the following sizes:
A twin size Doze mattress starts at a very affordable $109.
This chart breaks down prices and sizes for you:
Doze Comes in an Unusual Size!
This is the first time we’ve seen a full xl. What’s the difference between a full and a full xl? The full xl is an additional 5 inches longer than a regular full! So a full XL is the width of a full and the length of a queen. The dimension are 54″ x 80″.
Full XL Bed Frame
In case you decide on the full xl, Dreamfoam doesn’t carry that size in a bed frame. Here is a basic frame that comes in full xl that we found on Amazon:
Purple Mattress Financing allows consumers to purchase a brand new Purple mattress, get it today and pay it off via affordable monthly payments. So it basically means you can get better sleep faster. Interest rates are as low as 0% APR for qualified customers and there are no additional fees.
Contrary to what many think, mattress companies don’t make money on financing, they make money because it means more people buy a bed because they can afford it.
Financing is a fantastic way to obtain an award winning Purple mattress without paying the total purchase price upfront. You can purchase a mattress for as little as $58/month which is less than the price of a Coke each day. A small price to pay for a great night’s sleep!In this guide, I’ll explain how to purchase a Purple mattress on finance.
How Do You Finance A Purple Mattress?
Purchasing a Purple mattress on finance is simple. There are only three steps:
1. Choose the Purple™ mattress you want to buy on finance The first step is to choose the mattress that you wish to purchase. Head on over to the Purple websiteto decide on which mattress you want.
There are 3 options:
The Purple Mattress
Starting at $649 for a Twin and going up to $1,399 for a King. It features a Dual-layer Polyurethane Foam base, 2” Smart Comfort Grid Level (Hyper-Elastic Polymer), and is medium-firm. This mattress is 9.5 inches deep.
The Purple Hybrid Mattress
Starting at $1,299 for a Twin XL and going up to $1,899 for a King. This mattress features a Polyurethane Foam and Responsive Coil base, 3” Smart Comfort Grid Level, and is medium-firm. It has springs. White glove delivery with in-home setup and old mattress removal available in all 48 contiguous states. This mattress is 11 inches deep.
The Purple Hybrid Premier.
Starting at $1899 for a Twin XL and going up to $2699 for a King for the 3″ version. It features a Polyurethane Foam and Responsive Coil base. You can choose from a 3” or 4″ thick Smart Comfort Grid Level. The most soft being the 4″. White glove delivery with in-home setup and old mattress removal available in all 48 contiguous states. The 3″ is 12 inches deep. The 4″ is the thickest Purple at 13″ deep.
You get better sleep and we may earn a commission when you shop through our links.
After you choose your mattress and any other products, the website will automatically show you the total price. For the configuration we chose, the price is either a one-off payment of $2,099 or a monthly repayment of as little as $98 per month. You pay more for your cell phone!
Mattress protectors help you ensure that your mattress stays in great shape and is an essential addition for your new mattress. It’s a good idea to protect your bed because in some cases it could void your return or warranty if the mattress has stains, rips, extreme smell, infestation, lots of pet fur, etc. Plus it will prolong the life of your bed.
Purple often offers a free product when you purchase a new mattress, so we are going to add a free Mattress Protector. Purple mattress protectors are extremely water-resistant, quiet, and provide protection on all 5 sides of the mattress. Any deals like that will be stated on their website.
2. Apply for finance
To checkout using finance, click on the View Details link local beneath the monthly repayment total. A pop-up will appear with more details of the finance terms, including an estimate of what you will pay each month (based on a 10% APR).
In our case, payments will be $97.03 per month based on a 10% annual interest rate for 24 months. After two years we will have repaid a grand total of $2328.72, which means we will have paid $229.72 in interest or about $9.50 interest per month.
Purple partner with Affirm to offer mattress financing. Affirm is one of the country’s leading providers of small consumer loans.
To continue, click on the See if you quality button. You will have to either create a new account with Affirm or log into your existing account. If you are creating an account, you will need to enter several details including your legal name, email address, birth date, and the last 4 digits of your social security number.
Once you have completed the form, click Create account. Affirm will then check your credit report and decide if you are eligible for finance. It may take a couple of minutes to receive a response from Affirm, but most decisions are made instantly.
3. Review the details of the financial agreement
If you have qualified for finance, the website will show you the full details of the loan agreement. The interest rate charged will depend on the quality of your credit report. The size of the loan determines if you will be given a 6, 12, or 24 month loan.
You will be shown exactly how much interest you will pay, if any, and how much you will be expected to pay each month. Make sure you read the terms and conditions of the financing agreement before you accept it.
If you are happy with the details of the financial agreement accept it and finalize the checkout process. Purple has beds partially assembled but they aren’t completed until an order is received. In most cases, your new Purple should be at your door within 2 to 3 weeks!
What Purple Mattress is Right for You?
We recommend the Purple Hybrid – 2″ or the Hybrid Premier 3″. This bed is heavy. Unpacking and moving it can be challenging. If you can afford it, save your back. The hybrid models offer delivery service so you won’t have to lift a finger.
Choose the Purple Hybrid Premier if you like a softer feel. The 4″ is the most soft, however, some people will prefer not to have that much polymer grid on top. Knees will sink into the polymer. That’s why a 3″ might be a better choice. If you truly like to sink far into and feel hugged by your mattress or prefer a really soft bed, the Puffy Lux is comparable in quality but has that classic memory foam feel.
Or, you can try one out a Purple Mattress in person at most Mattress Firm stores, Bed, Bath and Beyond and Macy’s. You can try one out at their headquarters in Alpine, Utah which is about 30 minutes from Salt Lake City. Before you go to a store, call to check that they have Purple mattresses on display.
Just note that stores have their own return policies and may not have the same financing or freebies as buying online. You may be charged a return fee if you decide not to keep your mattress. They may not accept any returns on freebies (which means you keep and pay for them should you return the bed).
Besides the stretchy Purple mattress protector, we think it’s worth considering the Purple sheets. They’re made to stretch with your movement and the comfort grid. Since Purple has such a unique feel, you need sheets that aren’t stiff and that will give you the full experience.
While some people (especially back sleepers or people who want a flatter pillow) love the Purple pillow, we’re not fans of the Purple brand pillows. This is the only Purple product that we haven’t liked.
The Purple Powerbase is a high quality adjustable base that’s excellent for people with bad backs, because it offers a zero-gravity position that takes the weight off your back. It also has massage which helps you fall back to sleep faster. Then there’s the ability to raise your head slightly which helps open your airways and prevent snoring.
Yes, only to confirm your identity, and decide if you’re approved and for what interest rate. It won’t show on your credit report.
Do you need to put down a deposit?
No, Affirm allows 100% financing for all Purple™ mattresses.
What fees are involved?
One of the great tings about Purple™ mattress financing is that there are no late fees, no service fees, and no prepayment fees.
How much interest will you pay?
Your annual percentage rate (APR) will be between 0 to 30% based upon how much you are borrowing and how good your credit score is. Affirm also offers a 6% interest cap for anyone on active military duty, which you can apply for here.
How long do you have to pay back the loan?
Affirm will offer you a repayment term of 6, 12, or 24 months for Purple™ mattresses, based on the size of the loan.
How can you pay the bill?
Affirm make it simple to repay your loan, with several repayment options including debit card, bank account, and check payments.
Do you need to have existing credit score? Yes, a credit score needed.
Will their credit score check affect my credit rating?
When checking your eligibility for Purple™ mattress financing, Affirm credit will perform a “soft” credit check. This check is designed to confirm your identity and determine if you are eligible. This eligibility check will not show up on your credit report and will not affect your credit score.
How soon will it ship?
Once your finance has been approved through Affirm, Purple will immediately begin processing your order. You will have your new mattress within 2 to 3 weeks.
Thanks for reading How Purple Mattress Financing Works. For more information on mattress financing browse our other guides.
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